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Chen Yachong and He Wu resided in a well-known large city within Yun Province called Yuntie City, under the rule of an Integration Period Cultivator as the City Lord.

When Lu Yang and his companions found Chen Yachong, it just so happened that He Wu was also looking for him.

"Chen Yachong, I tell you, don’t think that just because I’ve beaten you twice this matter can be considered over, one million Spirit Stones of principal and two hundred thousand in interest—you must pay me all of it!"

In the luxurious residence, He Wu cornered Chen Yachong, with blades levitating ominously behind his back, emanating a chilling coldness.

He Wu was also a Sword Cultivator.

"Please hold on for a moment, you two. May I interrupt?" Fang Jin landed in the courtyard, drawing the alert attention of He Wu and Chen Yachong.

"Who are you!"

"Mountain Moving and Sea Filling Sect, Fang Jin."

Upon hearing Fang Jin introduce himself, He Wu’s pupils constricted sharply. Wasn’t he only at the Initial Stage of Spirit Transformation? Was it really necessary for the Mountain Moving and Sea Filling Sect to send the Integration Period’s Fang Jin?!

Seeing Lu Yang and Meng Jingzhou behind Fang Jin, he was even more stunned.

"You, you are Talent Lu!" shouted He Wu excitedly, "I saw you at the Sword Tower’s Sword Inquiry Ceremony!"

Lu Yang’s performance at the Sword Inquiry Ceremony had made him a target for all Sword Cultivators to aspire to.

"So, you are Fellow Daoist He Wu," Lu Yang pretended as if he had just recognized He Wu, when in fact there were thousands of Sword Cultivators at the Sword Inquiry Ceremony, and he couldn’t possibly recognize him.

"Then you must be Fellow Daoist Chen Yachong, right?"

"Yes."

Knowing the identity of Lu Yang and his companions, He Wu and Chen Yachong reined in their pride befitting those of the Divinity Transformation Stage.

"Fellow Daoist Chen, I’ve heard that you have debts that you haven’t repaid, is that so?" Lu Yang stepped forward and asked, having roughly thought of a solution on the way here.

"That is the case, but I really have no money right now."

Lu Yang nodded with a smile, indicating his understanding. Then he asked He Wu, "Fellow Daoist He, if Fellow Daoist Chen were to repay the money, would that mean he no longer has to be beaten?"

"Naturally."

"It’s no problem if you don’t have the money. Fellow Daoist Chen, you should know that our Seek Dao Sect produces the Oblivion Pill every year, and it sells well, more demand than supply."

"The biggest issue with the Oblivion Pill right now is insufficient production."

"To be frank, the Oblivion Pill is refined using the blood of cultivators. All that’s needed is for Fellow Daoist Chen to accompany me back to our sect to regularly take medicine and let blood. In less than ten years, you could earn the one million Spirit Stones."

"Of course, letting blood might be somewhat painful, but with Fellow Daoist Chen’s perseverance, I believe you can endure it."

Fang Jin looked at Lu Yang in shock. So, this was how the Oblivion Pill was made? This didn’t sound like a proper method!

Observing Meng Jingzhou’s expression, which was one of indifference, it was clear he saw nothing wrong with this method!

"Junior Brother Meng, isn’t there something wrong with how you produce the Oblivion Pill?" Fang Jin secretly transmitted a message to Meng Jingzhou.

"There’s nothing wrong. Look, we’ve been producing it this way for years now, and Senior Brother Fang, you haven’t heard of anyone coming out and accusing our Seek Dao Sect of inhumanity, have you? That shows everyone is voluntary."

Fang Jin’s expression turned odd. Is this how you two always persuaded people?

"No, no, no, I just don’t have the money right now," Chen Yachong broke into a cold sweat the moment he heard Lu Yang’s proposal, hastily claiming he had the money.

"Where is the money?"

"Uh, it’s invested with Zhao Tianyi. He said he has a way to make money, promising a thirty percent return within a year. It hasn’t matured yet, so I can’t retrieve the funds. Once the money returns, I can repay He Wu the principal plus interest."

Zhao Tianyi has a cultivation level in the Divinity Transformation Stage and is the Sect Leader and founder of the Tianyi Sect, a Third Grade sect in Yuntie City.

"How about this—I’ll put this map up as collateral. I guarantee I can repay the money!" Chen Yachong produced a piece of Jade Silk with several symbols drawn on it.

He Wu disdainfully responded, "Who needs this worthless map? You think I don’t know that you’ve bid on this lousy map at auction? Hundreds of years have passed and you still haven’t found the other two pieces."

"What if you get lucky," Chen Yachong said sheepishly.

"May I take a look?"

Lu Yang, out of curiosity, took the Jade Silk Map. The map was very simple and completely indecipherable.

Fang Jin, who was well-versed in maps, craned his neck for a closer look and surmised, "It seems to be a map from the early days of Great Qian. There should be three pieces in total of this map, and only when all three pieces overlap will the real map be revealed."

"How much for this map? I’ll buy it," Fang Jin was fond of ancient maps, especially one from the early days of Great Qian—it was a rare find.

"If you like it, I’ll give it to you," Chen Yachong was not particularly attached to the map. Hundreds of years ago, when he was only at the Foundation Establishment Stage, the items he could get from a Foundation Establishment Level auction wouldn’t be worth many Spirit Stones. It was better to give a favor where it flowed.

Fang Jin solemnly accepted the Jade Silk Map, determined that no matter what, he must help Chen Yachong resolve the issue.

If worst comes to worst, when Chen Yachong was sent to the Seek Dao Sect to let blood, he would have to ask Junior Brother Lu to go easy and not let Chen Yachong feel pain.

"Zhao Tianyi? Then let’s go find him for the money."

The five of them approached Zhao Tianyi with grandeur, and it truly gave Zhao Tianyi a fright, especially when he saw Lu Yang and Meng Jingzhou.

In the storytelling, these two often punished the wicked and evil, making villains tremble just at the mention of their names.

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After clarifying their purpose, Zhao Tianyi breathed a sigh of relief. It turned out they just came for money... Wait, coming for money isn’t exactly good news either.

"Brother Chen, I’m not unwilling to give you the Spirit Stones, but your Spirit Stones were all invested, you know. The Spirit Stones I have on hand are all used for the daily expenses of the sect. You can’t possibly want my sect to go bankrupt, can you?"

"If you’re not in a hurry, just wait a bit. The Spirit Stones will be retrievable soon, and that’s a profit of twenty percent!"

Chen Yachong interrupted Zhao Tianyi’s promise, "Hold on, the profit you mentioned to me was thirty percent!"

Zhao Tianyi realized he had misspoken and said with an embarrassed smile, "I was just worried that you wouldn’t invest if the profit seemed too low. Anyway, a twenty percent profit is still a gain, right?"

Seeing Chen Yachong still frowning, Zhao Tianyi hurriedly added, "Right, right, here’s a wooden box I brought back from the Extreme Northern Lands. It should contain something good inside; it just lacks a key. I’ll give it to you as an apology."

Chen Yachong rolled his eyes. What use did he have for this lousy wooden box?

Seeing the situation, Lu Yang stepped in to smooth things over, "Alright, alright, Fellow Daoist Zhao means well. Brother Chen, just let this go."

Chen Yachong, giving face to Lu Yang, huffed a few times and let it pass.

Zhao Tianyi, seeing this, happily handed the wooden box to Lu Yang.

"Who did you invest the Spirit Stones with?"

"Duan Qinghe. That guy has many ways to make money."

Duan Qinghe, also an Integrator from Yuntie City, was not familiar to Chen Yachong, but Zhao Tianyi knew him well.

The group didn’t stop their search and soon found Duan Qinghe.

Duan Qinghe’s reaction was very much like Zhao Tianyi’s. Seeing such a big group, he thought he had gotten into trouble, even alarming Lu Yang and Meng Jingzhou.

"So it’s about the one million Spirit Stones you owe me, Zhao Tianyi. What’s the rush? Don’t you want the ten percent profit anymore?"

"Ten percent? You told me it was a twenty percent profit!" Zhao Tianyi exclaimed.

Duan Qinghe scratched his head, "Isn’t it just because I was afraid you wouldn’t lend me the money if I said too little? Anyway, a ten percent profit is still a profit."

"Then who did you invest the money with!"

Duan Qinghe pointed at He Wu standing behind, "With He Wu. Isn’t the interest on his loans one and a half percent? I thought I’d keep a half percent for myself when the money comes back, and give you the ten percent."

He Wu: "..."

"Hold on, I have an IOU here."

Duan Qinghe took out a piece of beast skin from his Storage Ring, which clearly stated that he borrowed the money from He Wu at an interest rate of one and a half percent per year.

"After all, one million Spirit Stones is not a small amount. I specifically used old beast skin from the Demon Territory to make a note of it."

Fang Jin painfully held his forehead, "All of you stop talking, let me sort this out."

"He Wu is the lender, with an annual interest of twenty percent."

"Duan Qinghe, wanting to make money, told Zhao Tianyi he would give him twenty percent, when he could actually only give ten percent."

"Zhao Tianyi told Chen Yachong he could make him thirty percent, when in reality, it was only twenty percent."

"Chen Yachong, wanting to make money, borrowed from He Wu at an interest rate of twenty percent."

Finally, Fang Jin couldn’t help it any longer and slammed the table, infuriated, "Do any of you ever tell the truth!"

Lu Yang thought about it and realized that only He Wu and Chen Yachong had told the truth, but since Senior Brother Fang was furious, it was better to hold back.

Meng Jingzhou also summed up, "So Chen Yachong only needs to pay He Wu fifty thousand Spirit Stones for the half-percent interest, right?"

𝕗𝐫𝚎𝗲𝘄𝐞𝕓𝐧𝕠𝘃𝕖𝐥.𝐜𝚘𝚖

Fang Jin took out fifty thousand Spirit Stones and handed them to Chen Yachong as the price for the map, eager to get this matter settled quickly.

In recent years, Fang Jin had made a significant profit from several big events organized by the Mountain Moving and Sea Filling Sect, like the Qingzhou Festival and Hanshui City affairs. To him, fifty thousand Spirit Stones were just a drop in the bucket.

All debts cleared, Duan Qinghe’s beast skin IOU was no longer useful, so he simply gave it to Fang Jin, the final financier.

After wrapping up, Fang Jin, Lu Yang, and Meng Jingzhou returned to the Mountain Moving and Sea Filling Sect. Fang Jin was somewhat caught between laughter and tears over this ridiculous situation.

"Senior Brother Fang, sometimes luck can solve problems," Lu Yang comforted.

Fang Jin thought about it and realized it was true, and his trip wasn’t entirely fruitless. He took out the Jade Silk Map, deciding to regard it as reclaiming an old map, just unsure when he would find the remaining old maps.

Suddenly, the Jade Silk Map, the box, and the beast skin all vibrated, as if triggering a resonance.

The box opened, and inside was a Jade Silk Map.

The beast skin tore, and out flew a Jade Silk Map.

The three Jade Silk Maps overlapped, revealing the true appearance of the real map.

Fang Jin: "..."

What was going on? Wasn’t it said that Chen Yachong had spent hundreds of years without being able to collect them all?

When had his luck become so good?